Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.824%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.600%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.251%  0.000%
WHEDA
Conventional WHEDA
 Rate  APR  Points
 5.000%  5.555%  0.000%