Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.573%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.349%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.125%  0.000%
WHEDA
Conventional WHEDA
 Rate  APR  Points
 4.750%  5.299%  0.000%