Conventional
30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.573%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.349%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.376%  0.000%
WHEDA
Conventional WHEDA
 Rate  APR  Points
 5.000%  5.555%  0.000%